I don’t think it has gone, its still on there.

It could be something dumb like Worm.Win32.Netbooster or something real nasty like Win32:Virut.

There been a few nasty new ones floating around in m sn for the last few weeks.

McAfee will not find them or clean them.

kaspersky doesn’t seem to scan instant message programs like m s n and I did have to set this up manually.

Just be careful what you download and don’t take any pic’s thru m sn again

Well turn over is a bit more than 4 million pb. But turn over is not the same has profit.

And we do have to buy a lot of parts like new heating systems (£1k and up), kitchens (7k and up) and bathrooms (5k and up). We get better deals if we pay by “cash” and increase our profit margins.

So if we fit 3 new bathrooms and 2 kitchens and a new boiler in a week, we pay out about 45k in parts.

I’ve one job on right now in Bournemouth that’s costing 25k a week in agentice wages alone and and another 10k in parts.

But things like diesel, tools and wages need to be paid for each week. I don’t run anything on credit, its a bad move to do it and always leads to trouble.

Our business cash needs are variable, not fixed. We install, service and repair, not manufacturer anything.

The problem is simple, we can’t trust our banks to stay in business longer enuth for us pay our suppliers or handle our day to day stuff. Any money on deposit can be “lost” at any time.

The accountants are working on the problem, there worried, I’m worried and for good reason.

Oh God

Pb yesterday by lads did 15k of work, that’s 15k being paid in my cash, credit cards and cheques. They all have to go thru a bank.

Our “float” is set at 25k

The money is move at the of each day to other accounts with different accounts with different banks, but this does take 3 working days.

So if the bank who is holding our days takings fails, and the bank we have just sent out excess to fails, we are f u c ked.

Because we can’t get our money, our suppliers can’t be paid so they are fu c ked too.

So in the worst case, we could be holding funds for a new project in an account and the bank fails. Its normal for us to keep a min 100k just for new projects or expensive.

I need the money on a flexible account so it can be used, not locked a away for 30 days in N&S.

The problem is that all of the money in our bank accounts is now at high risk, in what should be zero risk accounts.

Does that make any sence to you Pb?

Errr Pb that’s what we have been doing for years, but a current account is at the same risk has a saving account.

And that’s the problem day to day payments are handle thru a businesses current account and if the bank fails, all the money is losted.

You know what really pissies me off, that you work hard, build up a business and a prat at your local bank kicks you in the nuts and steals the f u c k ing lot and there fu c k all you can do about it.

We did tackle the problem of “£50K Government guarantee ” when Northan Rock failed.

We are covered for his now but it will take a while to claim the money back.

I would take PB’s advice if I thought the travellers cheques issued by my bank would be still valid and worth something when I got there

I’ve a meeting later on today with my accountants.

At the moment there is 75k of company money deposited in Heritable Bank and I’ve a nasty feeling its been lost.

I’m watching the stock market’s with fear and terror. Its look like I’m down about 80k.

Has someone who always took paid advice before investing money, its hard for me to trust these nasty tw@ts again.

Ok in the right hand corner you will see “Tools” ( its got a little blue round spiky thing next to it)

Hit that.

then “tool bars”

and un tick yahoo !!!!!!

and its goooooooooooonnnnnnnnnnnnnnnnnneeeeeeeeeeeeee

what are you using? ie7 or firefox?

Oh for get that your a wimin.

start-conrole panel- add-remove programs- look down the list for yahoo tool bar and hit “remove”

a yahoo tool bar?

oh wimin are so useless

What have you added flower?

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