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@*Sian wrote:
My monthly payment plan is £32 a month, I use british gas for both electric and gas and I think thats why it’s cheaper.
I have a combi boiler now, it has saved me a hell of alot of money. What i would like to ask is, what is the best setting to have it on and is the eco setting a waste of time, as I have to run the water forever to get it to run hot.
Your boiler has a problem, your water should be “hot” (55C+) within 10 sec’s of you turning on the tap. Get some one out to have a look at it.
Pop up the name/model of your boiler and will give you the information you asked for.
@minim wrote:
The situation in Argentina was dreadful, but at that time the rest of the world weren’t involved. Because the current crisis has hit the American dollar, the rest of the world is also placed in a precarious position.
The Western economy is founded on sustained growth, but growth cannot be sustained forever. At some point the “growth” has to slow down or stop, and then everything goes into recession.
I just did a trawl and found this article, it wasn’t the one I read some time ago, but it pretty much explains the current situation even though this was published a year ago.
http://business.timesonline.co.uk/tol/business/economics/article2719227.ece
Sorry if this is not telling any of you anything new.
It is the Argentina model, borrowing is at 300% of gnp, government borrowing is at 50%.
The “Sustained growth myth” is just that a myth. We have been in decline for years and anyone who buys anything can see that. We have gone from a manufacturings society into a consumer one.
And that link show us all the truth about this mess, the banks knew this was going to happen about 2-3 years ago and did nothing.
The government knew this was going to happen and did nothing until last week.
What does that tell you?
Yes its not set up right.
You need to sort out the registry.
download and run this:
http://www.glaryutilities.com/gu.html?tag=download
Yes but you all need read up Argentine crisis 10 years ago.
See:
http://www.frbsf.org/publications/economics/letter/2002/el2002-31.html
I once saw a woman dying after a road crash. It was clear to all of us that she was going to die but the emergency service crews kept telling her she was going to be OK.
This reminds me of the noises that are coming out of government right now.
“Keep reassuring people it will be OK and it will be”
Its all “boll ects”when you think about it, the government wouldn’t be gambling 500 billion if this problem would sort its self out.
Its a lot worst than you all think and its been brewing for the last year.
Make sure you all have some kind of safety net, your gonner need it.
mims I have 12 men and 4 office staff looking at me to keep them all in work. They may not own the company, they may not have there names on the paper work but they do have family’s and Christmas is only 2 months away.
That’s why I’d a sleepless nite after hearing the news our main business bank was in trouble and was in a meeting at 8am with the company accountants, not out working.
I maybe able to work them to death, moan at them endlessly, but I can’t take risks with there life’s.
I will take the safe option, move money, accounts and spread the risk.
Today I have invested in a fire proof safe, hopefully keeping 50k in cash should cover us all if the worst happens.
Well pete….
Its funny you should talk about small business loans and overdrafts…..
I know of at least 5 small business that lost there bank overdrafts this week. There a few that have been turn down for bank loans too.
If your in trouble with your mortgage, the banks will help you by running up has many charges as they can and then take your home away.
What does surprise me is why the government feels banks will be more “willing” to lend out cash to hight risk small businesses after losing billions on similar loans?
The problem we all face on a personal level is if our banks fail over nite.
You could’ve woken up on pay day and found your bank was bankrupt.
This means your wages are locked up for the next 6 months until you can get your claim paper work sorted out.
The only cash you have in the house is a few penny’s in the kids piggy bank.
You can’t fill up your car, your debit card is void, but don’t worry your car insurance is void too. ( Your direct debit didn’t get paid this month.)
Your company don’t have a working account any more, there bank closed too. (So you cant get paid next month has well).
The only food you have in the house is a tin of bake beans, (but don’t worry your gas, water and electric direct debit didn’t get paid too so you can’t cook anyway).
You could ask your wifey for a small loan, but she’s in the same boat too.
You can’t go down the dole office and ask for “help” because of the government benefit rules.
And don’t worry if the house burns down, its not insured any more and worthless anyway.
I know what your thinking……. all that money you saved in your high interest account will save you. Wrong under the government rules its 50k compensation per bank, not account. With only a few banking groups, the chances are your account in the building sociality is part of the same banking group.
So within 28 days of your bank going bankrupt, your sitting in a dark cold room eating cold bake beans.
Feels me with confidantes just thinking about it…………….
Yesssss……..
But helping out small business could mean anything from handing out free pens to loaning out more money at 30% interest.
But staying in business for longer than a week without asking for tax payers money would be a start.
Maybe there going to help out small business with money advice and how not to get in to debts?
Its not that hard to do.
Remember there pic files.
Have a look round for a converter program on the web.
They have been for years melody
see:
https://www.justchat.co.uk/boards/viewtopic.php?t=20378
https://www.justchat.co.uk/boards/viewtopic.php?t=10021
We I was dealing with a tech problem in f3 for someone else and notice that on my computer it wasn’t set up.
Did have to spent 20 mins sorting it out.
